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10 Top Places for adventure in India

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10 Top Places for adventure in India

10 Top Places for adventure in India – Whether you want to live like a nomad amid nature, discovering exotic aquatic and wildlife or exploring historic places, India is blessed with such places. The country is well-known for its ancient heritages and rich, diverse culture, with scenic landscapes.

If you love to add adventure to your life, then India is a perfect place for you. From sky diving to deep-sea diving, rafting through the rapids of the Ganges to camping in the wild, we have made you a list of the popular places for adventure in India, have a look:

  1. Frozen lake trek/Chadar trek in Ladakh.
  2. Camping with River Rafting and Bungee Jumping in Rishikesh.
  3. Paragliding in Bir, Himachal Pradesh.
  4. Camping in Coorg.
  5. Scuba Diving/Deep-sea diving in Andaman and Nicobar Islands.
  6. Hot-air Balloon ride in Rajasthan.
  7. Wildlife Safari in Uttarakhand.
  8. Caving and Waterfall trek in Meghalaya.
  9. Skiing in Gulmarg.
  10. Sky Diving in Mysore
  1. Frozen lake trek/Chadar trek in Ladakh

Ladakh, the Land of Monastery is the most admirable place among adventure lovers. Situated at a height of over 10000 feet above sea level, the place offers awestruck views of snow-capped mountains and lakes. 

Take on a 6-day most difficult trek challenge walking over a frozen Zanskar River in Ladakh. This Chadar Trek is recognized as the most difficult and best trek in India. The best time to prepare for this heart-stopping, thrilling adventure is between the start of January till the end of February. 

2. Camping with River Rafting in Rishikesh

Rishikesh is known as the Yoga and Adventure Capital of India and when we think of camping mixed with adventure, it stands out on the list. The place has beautiful landscapes and a serene environment with temples and mountainous peace around, which makes it the perfect spot for camping close to nature. Here’s some of the best camping packages for rishikesh.

3. Paragliding in Bir, Himachal Pradesh

Located in the Palampur district of Himachal Pradesh, Bir-Billing is the best place in India where you can experience flying without the wings through Paragliding. Get the bird’s eye view of the mountains covered with dense forest and snowy peaks from the height of above 8000 feet above sea level.

While you’re here, explore the nearby places not far than an hour-long trek and discover the hidden beauty of Himachal’s quaint village. The best time to explore the adventurous side of scenic Dhauladhar ranges in Himachal Pradesh, India is between September and June and November and December. 

4. Camping in Coorg

Coorg, popularly known as Scotland of India, is blessed with beautiful hills and dense sandalwood forest and river streams every few inches away, which makes it the ideal place in Karnataka for camping. Stay a few days away from the hustle-bustle of the city and enjoy the view of hills covered with trees and fog.

Explore the less-traveled trails and prepare yourself for an adventure trip in one of the most spectacular places in India for adventure and nature lovers. If you wish to camp amidst the coffee plantation, trek to the Western Ghats, then plan your adventure trip in Coorg between October and December. Come during the starting of the monsoon season to enjoy your trip even more with a light rain drizzle.

5. Scuba Diving/Deep-sea diving in Andaman and Nicobar Islands

If you are a water person and get chills when thinking about planning a Scuba/Deep-Sea Diving adventure sport in India, then Andaman and Nicobar Island is the perfect place where you should plan to. Followed by the experienced diving instructors, swim in the deep of the ocean and discover the fascinating marine life.

Havelock Island, Port Blair, and Passage Island are some of the spots in Andaman for best Scuba Diving. The best time to book a Scuba Diving spot at any of the places is from January to May as the water remains calm and gives you a better chance to see octopus, sharks, and coral reefs.

6. Hot-air Balloon ride in Rajasthan

One of the most heritage states in India, Rajasthan also offers great adventure activities. Jaipur is voted as the most famous place among tourists to watch the Pink City from the sky. Catch the panoramic view of sand dunes from the Hot-air Balloon when you glide it over Rajasthan. 

Also Read: 10 Snow trips in India For your life’s best trekking adventure

Enjoy watching the sunset from above the never-ending desert of Rajasthan. Get a 360 view of forts, palaces, and other attractions in your 1-hour balloon safari. This offbeat activity can be enjoyed in Jaisalmer as well. The best time to go for a ride in a Hot-Air Balloon is from November to June.

7. Jim Corbett Wildlife Safari in Ramnagar

If you’re planning to capture the best of the wildlife in your camera, then the Jim Corbett Safari is a must in Uttarakhand. Situated in the Ramnagar region in Nainital, Jim Corbett National Park is divided into 5 zones representing their unique features. Both Jeep and Canter Safari are offered to take you on a tour in the wild to explore the wildlife. Here is the Step by Step Process to book your Jim Corbett safari online. Spot the Bengal Tiger, Sambar Deer, Spotted Deer, wild boar, elephants, leopards, hyena, crocodiles, snakes, various migratory birds, and many other wildlife species. 

You can witness the exotic life living peacefully in nature throughout the year, but as the weather is more pleasant during winters, try to come between November till mid-June.

8. Caving and Waterfall trek in Meghalaya

One of the most breathtaking places in north-eastern India is Meghalaya. Blessed with all the beauty of Mother Nature, the place has many thrilling things to offer among which cave camping and waterfall trek are popular among the tourists. Feel like a nomad and spend a couple of days camping inside the cave with nature all around.

There are approx 16 waterfalls in Meghalaya and you may find one where you halt for cave camping. Trek to some of the famous waterfalls like Nohkalikai, Wei Sawdo Fall, Sweet Falls, and Rainbow Falls that will capture you with their mesmerizing view. To enjoy the exotic life, visit between December and March.

9. Skiing in Gulmarg

For all who get crazy seeing snow and ready with your ski essentials, Gulmarg is the best place to let the adventure freak out and go skiing. The Gondola rides will take you to the summit of Mount Apharwat from where you will ski the snow-covered slopes of Gulmarg.

The ski instructor will brief you about this adventure activity taking place in the paradise of India, so whether you are a beginner or an expert, the adventure is on for all! The winter season is an ideal time to visit Gulmarg for skiing as snowfall is quite impressive if you want to take a lifetime experience with you.

10. Sky Diving in Mysore

One of the most challenging and spine-chilling adventure activities is SkyDiving, which is offered at Mysore, a city in Karnataka in India. Look at the earth beneath when you fly about 6000-10000 feet in height. 

There are 3 jump types namely, Tandem, Solo, and License among which the Tandem jump is famous amongst newbie skydivers. Before making the jump from the plane, an instructor will give you a fine tiring and will prepare you to follow the safety procedures. Visit any time of the year except for the monsoon season and get a great eagle’s eye view of the earth from the above.

Trips and Tricks for a Successful Influencer Marketing Campaign in 2021

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Instagram

“People don’t buy goods and services. They buy relations, stories, and magic”– Seth Godin

Flashback to the past, where marketing was all about magic, from concept development to implementation. In the past, it was a challenge for firms to find a quality vendor for high-quality advertising. With the rise of influencer marketing and technology, brand promotions have become more effective and cheaper.

The availability of numerous options makes it difficult for customers to choose a brand they can trust. Customers turn to ad blockers and media fasting to filter noise. With customers taking such extreme actions, it becomes difficult for brands to keep up with the digital landscape. So, what can brands do to carve a name and engrave it in the minds of customers? The smart move is to switch to Instagram Influencer marketing. It’s an ironic way to grab the attention of your target audience.

Trips and Tricks for a Successful Influencer Marketing Campaign in 2021 1
Instagram Influencers Marketing

Reasons for the Popularity of Influencer Marketing

  • 1 % millennial trust advertisements and 33 % millennial trust blog reviews for purchases.
  • 40 % of people purchase a product online after seeing influencers using it.
  • Influencer marketing yields a $6.50 return on investment for every dollar spent (report by Tomoson)

These statistics support the fact Influencer marketing has become a red hot topic right now! How can you capitalize on the popular marketing strategy?  Read on for tips and tricks to maximize your influencer marketing campaign.

Layout Your Goals and Objectives

First time investing in influencer marketing is a gamble. To reduce risks, document your goals and key performance indicators. Three main goals of your marketing campaign include:

  • Increase brand awareness
  • Attract a new target market
  • Lead generation

After your goals are set, measure the ROI of your marketing campaign by comparing it with other marketing channels.

Learn More About Your Audience

To increase your profit, you not only need high-quality products/ services but a deep connection and engagement with your audience.  This is only possible if you understand your audience inside and out. Find what your customers need, their demands, and desires. To better understand your audience, perform the following steps

  • Carry out a survey to find what customers need
  • Look at their demographics
  • Answer their questions on social media
  • Collect feedback from customers
  • Respond to the comments on your blog and on other blogs with the same audience.
Trips and Tricks for a Successful Influencer Marketing Campaign in 2021 2
Instagram Celebrity Marketing

Run Contests to Attract Your Audience

Social media contest is the best strategy brands can use to lure their customers. Through contests, you can increase online visibility, followers, and engagement.  There are many social contest tools available that help in creating outstanding giveaway which your audience can’t ignore.

Here are some tips for running exciting contests on social media.
  • Determine your goals.
  • Which social media channel to use for hosting the contest
  • Create a deadline for the contest to create a sense of urgency
  • Promote the contest in all possible ways.

Use video content in your strategy

Video content has become a crucial part of a firm’s social media marketing strategy. So, if you are not already using it, it’s time to create engaging video content. There are numerous ways to use video content, like using live video where customers ask questions, and you run contests. The best way to use this strategy is to combine live videos with recorded videos.

Optimize Your Brand Message

Setting your objective on a large scale is the biggest mistake brands can commit. Using influencer marketing to make sales or generate brand awareness is not enough.  Define goals on a small scale, like where you want to improve brand awareness.  Create more specific objectives like do you want to reach out to younger people or older customers.  Never choose a micro-influencer and shape your goals around it. Start with your goals and then find an influencer who fits this need exactly. Influencers exist in all shapes and sizes, so take maximum advantage.

Trips and Tricks for a Successful Influencer Marketing Campaign in 2021 3
Social Media Marketing

 Create Engaging Social Media Content

How to grow your Instagram Followers? We have an answer to this question! Start creating engaging and informative social media content.  Before posting content on social media, go through the basics.  Depending on the social network you are using, first, determine the purpose of each network.

Facebook: On Facebook, you can post news and entertainment contentCreate a Facebook group to engage with your ideal audience.

Pinterest: Similar to Instagram, you can post pictures to drive traffic back to your blog.

Instagram: Post highly visual content on your Instagram profile.

Linkedln: It’s a professional network ideal for your B2B audience.

To create an engaging post on social media, use the following tips
  • Make use of copywriting techniques
  • Address your audience directly
  • Use snappy, witty content on social media
  • Use different content types
  • Create a description for every link you post
Trips and Tricks for a Successful Influencer Marketing Campaign in 2021 4

Influencer marketing is the best social media marketing strategy for businesses. If you don’t take it seriously, you will miss out on leads, customers, online visibility, and sales. Use these tips to fine-tune your strategy and see the increase in your profits.

Exceptional Packaging Details to Boost Sales

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Exceptional Packaging

Your product is your baby. It’s the culmination of months or years’ worth of hard work and creativity, but it can all go to waste if no one notices when they walk into a store full of competition. The printed display boxes packaging that you put on your products will set them apart from their competitors in this crowded market, so don’t neglect to get creative with what you do.

It all starts with the packaging design, and a good one will make your product stand out like never before. It’s not just about having great graphics – it’s also about making sure that there is space for information on the package, so customers know what they’re buying.

Your product deserves to be noticed by potential buyers because of its quality products; however, for this to happen, you need some help from an expert who knows how best to draw attention without being too flashy or cheesy. This guide has everything you’ll want but most importantly needs when designing your own packaging: tips, tricks, images, and customizable templates.

Distinctive Place in the Market

With the proper packaging, your product can stand out and get noticed. It helps customers see what’s inside as soon they enter a store or make their way to the check-out line. Before designing individual products for your brand strategy, you must define an overall branding style and aesthetic. Hence, everything meshes together nicely on shelves near each other where someone might find one of them at random in stores like Target or Walmart because those are two trendy places people go shopping every day.

You can create the packaging design guide so that your designers know what to do. Then, the team will love you because they’ll have some guidelines when it comes time for packing up all of those products.

Reach Your Target Audience 

Your product’s packaging should be designed for the audience and have their tastes, needs, and preferences in mind. It can also represent what is inside the package as well if it has a good design that allows consumers to understand your vision without having to read about it on paper or online.

It is important to be able to deliver what you promised on the packaging. The phrasing should also appeal to your target audience for them, not go anywhere else. It might look good from an artistic perspective as a designer, but that doesn’t mean it will have any benefit, and this could lose customers if they see something better elsewhere.

One way to make your product more desirable is by creating packaging that can be resealed. That will help keep the food fresh, resulting in customers repurchasing it and using up all of the contents when they open it next time around. Another trick you could use would be adding a small detail like making opening something fun or luxurious for them with some surprise inside – this will create an even more memorable experience.

Customize Packaging Alluringly 

You want your product to be eye-catching so that it can’t escape consumers’ attention. And even if there are no products similar to yours on the market (lucky!), you still want it to grab attention. Even once they have it home, consumers will be more likely to talk about your product and recommend it to other people if its colors don’t fight with their visual taste buds for dominance.

Combining unexpected design elements will make the packaging visually impactful. Combining random design elements will make the packaging visually impactful. You can break some rules to create a unique package that is aesthetically pleasing as well as informative.

The packaging design should be designed with multiple purposes in mind. Your packaging box needs to look good on the shelves and make for a great photo opportunity when photographed by professional photogs or bought online. You must consider what looks best on both computer screens and mobile devices so that your photos can always capture their full potential.

Essential Details 

If you have detailed instructions inside your packaging, it is necessary to give some basic how-to on the box’s exterior. You want people to feel confident in their purchase and understand what they are getting themselves into before purchasing a product requiring them to do extra work or complicated for an inexperienced customer.

Remarkable Packaging for Protection 

Your packaging should be more than just a box, and it’s the first impression that your product can make. When someone buys something from you and grabs one of your products off the shelves, they want to feel confident in their purchase before even opening up what they’ve bought. Your design will help protect them against rough handling or damage during transportation and make sure nothing falls out through gaps on the bottom when placed next to other things like paper plates at a party, for example.

Designing packaging that accomplishes these tasks can be a challenge, but the following tips and tricks should help you on the right track.

The first thing to consider is size- You need your design to fit in with existing shelving systems, or it won’t sell. The shape also matters because if people have trouble opening it up, they might not buy from you again. Next, look at what materials are best suited for storing your product and how environmentally friendly they will be when disposed of by consumers down the line.

Customers are quick to notice packaging design and consider it before buying the product. Therefore, when designing, you should make sure that your designs balance form and function while also looking good for customers to be drawn towards them. In addition, you want their purchase decisions made easy by making opening as smooth an experience as possible.

Exceptional Printing 

You do not want your product to be the only thing standing in front of an uninterested customer. Your packaging is what they will see first, and if it doesn’t look good, you are wasting money on a design that nobody cares about. Make sure to find out everything there is to know before hiring professionals from box printing service for printing services. It can have a major impact on getting people interested enough to look at your products.

Crypto exchanges and points to consider while choosing it

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If you are wondering how to buy cryptocurrencies then first you need to start by doing thorough research followed by finding the right crypto exchange that meets your needs. However, there are more than 2,500 exchanges to pick from. All have different charges, user experience and identity verification. But worry not, we are here to help you pick the right crypto exchange for you by reviewing the top five features you must keep in mind.

But before we do that, let us first understand what a crypto exchange is. 

What do you mean by a crypto exchange?

Crypto exchanges are platforms where you can buy, sell, or exchange cryptocurrencies for other assets or fiat currencies such as Indian rupees, U.S. dollars, etc. If your aim is to venture into professional crypto trading and have access to some of the most advanced tools, you most likely require a verified crypto exchange account. On the other hand, if you just want to make the occasional, simple and straightforward trade then there are websites you can use which do not require you to create an account.

Now, let us talk about the features you need to consider when opting for a cryptocurrency in India.

It is of significant importance to first carry out due diligence before you start buying and trading. Here are some of the aspects you must consider when picking a cryptocurrency exchange.

Reputation

The best way you can learn about the reputation of the exchange is by reading reviews from individual users and going through some of the renowned blockchain blogs. Furthermore, you can inquire more about a particular cryptocurrency exchange on forums such as BitcoinTalk.

Trading fees

There are crypto exchanges that openly display their fees on their websites. So make it a point that you have a look over their transaction, deposit, and withdrawal fees before investing. Fees may vary from one crypto exchange to another.

Verification requirements

Most crypto exchanges that are out there need users to verify their identities in order to buy and invest in crypto and there are others who let you remain anonymous. Although if you opt for exchanges that require verification, it might take some time, however, it will protect you from all sorts of scams and money laundering activities.

For instance, WazirX has top of a line identity verification system in place. It will process your KYC within a few hours of signing up and also enduring the right protocol. Furthermore, they are building their protocol to sharply reduce verification time.

Look at the geographical restrictions

There are some user functions backed by exchanges that are only accessible from particular geographical locations. So make sure that your preferred exchange allows full access to all the platform feature that is present in your country.

User interface and experience

Last but not least, for an average cryptocurrency trader one of the most crucial aspects is the user interface and functionalities. It doesn’t matter if you are a new or a seasoned user buying bitcoin, an interactive and intuitive interface and great user experience aids user actions on the exchange to be more efficient and informed. Although user experience is subjective and different people enjoy different interfaces, it still plays an important role.

Conclusion

These were the top five points you need to consider when buying and trading cryptocurrencies. Hence, make sure you do that and find the right cryptocurrency best suited to your needs.

3 Reasons why You should take a Personal Budgeting Course.

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At first, personal budgeting seems like something we do like eating. It just happens as it happens. You may feel like you either have money in your bank or do you don’t and it isn’t much you can do about it. Similar to eating, you can skate by and do a decent job most of the time, but if you plan and prepare meals you will be healthier and save money making them. Budgeting has a similar effect. Taking a personal budgeting course will teach you the skills you need to get where you want to go.

There is a time and a place where budgeting can be put on the backburner and may not always be a front and center aspect of your life. However, the better you get at managing it and making your own budgeting a little more passive throughout each month the better you will perform financially. Even with a steady approach to budgeting your personal finances, there are key reasons why enrolling in a personal budgeting course will help you more than you think.

  1. Borrow motivation to budget from others: What I mean by that is that when you feel like you should budget it is easy to just go ahead and budget, but when you feel like you don’t want to budget, it is good to have someone on your team ready to motivate you, teach you something new, and ready to answer questions. Borrow the motivation from your personal budgeting course.
  2. Verify what you know, and hopefully add to it: Often we know we have a great understanding of what budgeting is, and we don’t think we will learn anything from a personal budgeting course. Well, you might be right! That is ok though. Take the time to refresh your knowledge, and gain motivation and direction by having the things you already know re-verified. You may not even agree with everything being taught in the course, but that is also ok. When defining how to budget money we all have varying opinions on what that means. Take the things you learn that are against what you believe and question them. You may find something you like, you may not. Above all else, I do hope you learn something new in the course as you take it.
  3. Find new resources to add to your budgeting arsenal: Even if you already think you know everything about budgeting or maybe you think you will be confused in the budgeting course, either is a good place to start. The course should provide you with a backup of where you can find resources, ask questions, and expand your ability to research budgeting topics for yourself. You could go and pick up all of the resources pieces by piece on your own scattered around the internet, library, friends, and other sources, but having this pre-compiled for you will be a huge help.

There are many different budget sizes out there and your main concern might be paying for a budgeting course when that is exactly the opposite of why you are taking the course. There are some great affordable course options available out there like Budget With Quincy and it’s all-inclusive course that fits most budgets. You can also pay a lot more for a well-known course like Dave Ramsey’s Financial Peace course. There isn’t an all-knowing course. Paying more or less doesn’t mean that you will budget better or worse. It will all come down to your own personal dedication and how much effort you are willing to give to it.

Any athlete can practice on their own and get really good at the sport they play. However, when you add a coach with insight and an eye for what needs to change in order to iron out some of the imperfections you may have that you don’t or can’t notice in yourself.

I recommend finding a personal budgeting course that meets your own style. Watch a little clip of the instructor, make sure it is a good fit, and then commit to taking the whole course to see if you can pick something up that changes your financial well-being forever.

Safe, Healthy Birth: What Every Pregnant Woman Needs to Know

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Pregnancy

When the great news arrives that you’re expectant, many couples are usually full of joy. The excitement that you’ll be bringing in a new life into this world and the changes that parenthood will get in your lives is something anticipated by many. However, the actual job begins after the great news. And that’s where taking responsibility kicks in.

Well, it’s all over the internet that ‘you should take care of yourself to have a healthy delivery’ and ‘eat well to have a healthy pregnancy but is what is expected of you’ clearly stipulated? There are many considerations taken, which are addressed in the tests done during pregnancy. Your age, weight, health, ability to take care of yourself and the baby, among other things, are the overall factors that affect a pregnancy.

The ultimate goal is to have a safe and healthy birth of your child. That involves zero complications, zero unhealthy conditions with the baby, and an instant connection with the newborn. So, before you can get to that point, how do things go down from the start?

The Lifecycle of Pregnancy

It is crucial to note every step of the way as it gives you guidance and a go-ahead on how to carry out yourself through the nine months. So if you probably have the ‘pregnancy feeling,’ the first thing is to call your doctor.

A professional will ask you to visit them after about eight weeks. This is usual unless you have any problem that might result in an earlier call. Upon the visit, you’ll take the pregnancy test to verify the pregnancy. You’ll also be issued with the age of the pregnancy based on the last time you got your periods.

You can also take the pregnancy test on your own to save you time for that part of the process. You might have negative results, even though you have evident pregnancy symptoms. So this is why the test is so important.

On a later date, you’ll be called in for an ultrasound that will help verify the approximate delivery date. Conditions for appointments are that if you are having a healthy pregnancy, then your doctor will see you at intervals of;

·         Every month until week 28 of the pregnancy

·         Every fortnight until week 36

·         Weekly until delivery.

Throughout the entire pregnancy, your doctor will monitor your blood pressure and weight. The growth and development of the baby will also get frequent follow-ups. It can be checked by feeling the abdominal, measuring the belly, and listening to the fetus’s heartbeat.

Prenatal tests are also part of the package. They include blood, cervical, and urine tests. You’ll have to choose your health care provider wisely. Obstetricians or gynecologists, family practitioners, and certified nurse-midwives are the best options that you’ve got. However, doctors will be involved in cases of complications during delivery for a cesarean section (C-section).

With all the facts laid down on what you should do throughout the pregnancy, let’s now head over to how you should take care of yourself.

Healthy Pregnancy Tips

You need to take great care of yourself. There are rules involved when you are pregnant since you are no longer taking care of one person. There are things that you need to track over time, but we’ll get to that later. Let’s focus on what you should constantly be doing.

A healthy pregnancy demands multiple things, from diet to fitness, to good mood and mental health support. So what part do you have to play to ensure that you get a safe and healthy birth?

  1. Eat Healthily

Since you’re eating for two, three, or four, it’s high time to forget about dieting or cutting down the calories. Actually, you will require a surplus of about 300 calories, especially at the late stages when the baby begins to grow quickly.

If you’re underweight, highly active, or you are expecting more than one, then you’ll have to do more. But if you’re overweight, your health care provider will advise you on cutting down the intake of calories properly.

Eating healthy is very crucial during pregnancy. You need to bulk up on calories from healthy pregnancy foods for the proper growth and development of the baby. What are healthy pregnancy foods? The major components of your balanced diet should incorporate lean meats, fruits and vegetables, whole-grain bread, and low-fat dairy products. These foods will provide what your body needs.

However, you need to add on the essential nutrients. Although your doctor will prescribe some healthy pregnancy vitamins, your meals should not lack any essential nutrients. If you find it hard to eat as much, you can opt for tips on how to make a milkshake without a blender to simplify your work. Some of these nutrients include;

·         Calcium – Baby’s demands for calcium are high due to the development of bones. Your bones should also be in good shape to support the weight of the baby. Some healthy sources of calcium include low-fat dairy products, calcium-fortified products, dark green vegetables, tofu, dried beans, and almonds.

·         Iron – These nutrients are meant for making hemoglobin the oxygen-carrying components in the red blood cells. Rich sources of iron include dark green leafy vegetables, eggs, red meat, and dried fruits.

·         Folic acid (folate) – These nutrients are responsible for reducing the risks of neural tube defects. The neural tube is what eventually develops to become the spinal cord and brain.

On the other hand, there are particular foods and drinks that you should keep away from. Anything that the mother consumes ultimately ends up to the baby, and it is important to watch out for whatever you put into your mouth for a healthy balanced birth. Some of these substances include;

·         Alcohol – There isn’t a precise, safe amount for alcohol consumption during pregnancy. It is crucial to stay away from alcohol consumption since the baby doesn’t have the same ability to eliminate alcohol from their system as the mother.

·         Nicotine – Pregnant women are advised not to smoke carbon monoxide or nicotine as it had terrible effects on their baby. Some of the causes of exposure to nicotine include prematurity, sudden infant death syndrome (SIDS), low birth weight, and risk of asthma or other respiratory diseases.

·         Recreational drugs – May put your baby in danger of premature birth, congenital disabilities, learning & behavior problems, and poor growth.

·         Caffeine–High consumption of caffeine is linked to an increase in miscarriage. It’s wise to reduce the consumption of caffeine.

·         Unpasteurized cheese, milk, apple cider, and juices

·         Raw eggs and meat

·         Processed meat.

  1. Drink Fluids

Plenty of fluids, especially water, is essential during pregnancy. It is because your blood volume will dramatically increase during pregnancy, and drinking water will prevent conditions such as constipation and dehydration.

  1. Exercise

Safe, Healthy Birth: What Every Pregnant Woman Needs to Know 5

It is recommended to have at least two and a half hours of moderate-intensity workout in a week if you are not very active. If you’re very active before the pregnancy, you should keep up with your workout routine as long as it is rendered safe by your doctor. It would be best if you went for the healthy pregnancy exercises to be on the safe side.

Some of the benefits of exercises during pregnancy include;

·         Prevent excessive weight gain

·         Improve your sleep

·         Boost your mood

·         Reduce after-birth recovery time

·         Decrease pregnancy-related issues

·         Increase your energy

·         Prepare the body for labor.

  1. Sleep

Adequate sleep is necessary during pregnancy as the tasks become more challenging as the stages progress. It might not be easy to find a suitable sleeping position as the baby becomes bigger. However, lying on your side and with your knees bent is the ideal position for pregnancy.

Another critical tip that most doctors advise is that you should sleep on your left. The reason behind this is that one of the biggest blood vessels lies on the abdomen’s right side. Sleeping on your left allows proper blood flow to the placenta, thus your baby.

  1. Others

There are other practices that you should note on how to birth a healthy baby throughout the pregnancy. These practices include;

·         Don’t miss your prenatal care checkups

·         Get a flu shot

·         Reduce your stress levels

·         Educate yourself on pregnancy matters

·         Check your medications

·         Check your weight

·         If you’re not yet at the healthy age to give birth, use healthy birth control measures to prevent pregnancy.

Conclusion

So how have healthy pregnancy practices contributed to the global tally of successful healthy and safe births? Healthy pregnancies have contributed to an over 40% decrease in deaths during delivery over the last two decades. That standout discovery points out why healthy pregnancy is important.

Are you expecting a baby? Do you know how to take care of yourself for safe and healthy birth? Leave a comment.

Author’s Bio: Rachel Hudson is a journalist and blogger living in California. She has two kids, and she is a victim of depression during her second pregnancy. Ever since she has committed herself to help other women with similar issues. During her free time, Rachel cooks and sings for the old in nursing homes.

Let’s establish effective performance management programs for different employees

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What happened in 2020 has had a profound impact on how businesses function. In fact, companies have had to make significant changes regarding where and how employees work. Some firms have decided to keep the employees at headquarters (HQ), then some allow work to be remote while maintaining an HQ premise. Then, some organizations have decided to completely shift to a work-from-home model and stay-off premise.

Regardless of what model your company has opted for, a performance management system plays a crucial role in driving productivity and engagement during such unprecedented times. Below are some of the recommendations on key performance management programs and things you should prioritize based on your workforce model

Significant HQ Presence

What does that mean you wonder? This means that over 50% of the employees are spending some time out of their week at their headquarter location.

So when do you use this approach?

An HQ-centric approach would be applicable if:

  • The local regulation permits your business to re-open again
  • If you think productivity and/or revenue is significantly higher when employees are in the office
  • Your organization is full of resources that can make the office safer. For instance, frequent sanitization, plexiglass shield, personal protective equipment, among others.

What are the best performance management practices that need to be applied here?

When you are asked to return to the office during COVID-19, it may cause a level of discomfort among employees. What companies can do here is, alleviate some of this uncertainty by communicating regularly and remaining open to feedback.

  • Things to do before returning to the office:
  • Create a survey and run it across your team to better understand employee needs and requirements. Gauge employee comfort and their desire to work from the office.
  • Make sure to communicate expectations and guidelines regarding the return to the office.

At the office:

  • Management should make sure to share every single piece of information regularly regarding the changes related to working from HQ. This can be done through weekly or bi-weekly meetings, organization-wide emails, and intranet pages are great ways to reinforce key updates.
  • Another thing managers can do is schedule weekly 1:1s with their subordinates and check on employee stress and potential improvements.
  • Conduct pulse surveys through online performance review software on a weekly or monthly basis. Just to get a better understanding of what is working well and what can be improved.
  • In the end, boost positive morale by encouraging employee recognition.

Remote Workforce

A remote workforce means that employees are working from home.

When should one follow this approach?

Opting for this option is beneficial when:

  • There is an extremely high risk of employees contracting COVID-19 – from office or from commuting to the office
  • Employees can easily work from home and be productive
  • Employees prefer working from home
  • The additional cost to make your office safer for your employees are high or burdensome

What are the best performance management practices that need to be applied here?

Conduct 1:1s daily and update your goals on a monthly basis, this will help drive more accountability and productivity.

  • Managers should drive a culture of praise and development with feedback and recognition:
    • Start by planning lightweight quarterly check-ins that should cover performance and career development. After you are done, run a pulse survey to make sure that employees gained some value from the conversation.
    • Make sure that employees can request and provide feedback that will help them grow and develop.
    • Encourage employees to provide feedback and recognition using remote employee management software
    • You can use goals in order to drive alignment- helps employees prioritize better during their projects and be more effective.

Conclusion

Regardless of what route the organization takes, a performance management system helps managers and employees stay better aligned and connected. When you consistently gather feedback from pulse surveys and 1:1 conversations – helps employees feel more heard and supported.

The Benefits of Using HR Software

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In this post, we are going to discuss the benefits of using HR software. The days are gone when one was required to set integrated systems to automate the HR tasks. With the increased demand for could-based HR software, it has become much easier to automate HR tasks. Many business owners stay confused whether the HR software is required in the business or it is just an additional cost for your business.

But it must be remembered that sooner done is better. Especially if the company is in the growth stage, it can be seen that the everyday tasks can overwhelm the HR team and employees. It becomes difficult to manage the information and documents of hundreds of employees and track their attendance to calculate their payout and make sure that the correct payout is made at the end of the month.

Apart from this, let us discuss a few of the benefits of using HR software:

  • Customization:

The requirements of every organization are different and each has different internal set ups, the calculation of salaries, policies and working conditions. Most of the HR software includes the feature of customization allowing changes in leave rules, shifting rules, income tax, declaration rules and salary structures that meet the organization’s functioning. It also provides the provision to upload the company policies accessible to all employees. This helps to reduce the workload on the HR teams by making sure that all the requirements are met.

  • Better efficiency:

One of the major benefits of using HR software efficiency of the HR team after the completion of the implementation stage and launch phase. The repetitive, routine and admin intensive tasks like chasing managers for completion of annual reviews or probation can be automated and also the other activities such as approving holidays or marking absent can be delegated easily to managers and employees with self-service functionality.

  • Improved utilization of HR’s time: 

In the modern world, HR software has made rapid progress in automating most of the tasks of an organization. It performs various functions such as storing documents, managing employee information, posting the job roles online and analyzing the employee performance and reports.

Using HR software the HR team can automate various time-consuming tasks such as processing payroll, freeing up precious hours and much more. This further allows the team to increase employee satisfaction morale and productivity. The software aligns all the teams towards organization goals to have better working.

  • Reduced expenses: 

The implementation of HR software involves the one-time set-up fees and the cloud-based systems include subscription costs. But in future, in the medium and long term, the organizations find that the efficiencies of software save time as well as money. The software helps to reduce the staffing costs or deploying the HR team on strategic projects. Better data accuracy results in fewer errors and fewer expenses.

  • Improved decisions: 

The data in modern terms has become an important part of any organization. Hence a company cannot think of deciding without any data. As a result the culture, employee performance and policies must be backed by all the necessary data to have accuracy.

The traditional means included the problems of lack of real-time data that can be useful in providing actionable insights. The HR software can generate reports that can help to track the payout disbursed, taxes paid, employee performance and much more. The data allow the opportunity to understand the current situation and make quick and improved decisions that can create a positive impact.

  • Improved compliance: 

If all the employee data and its related information is stored in a single place it brings accuracy in organization activities. Also, the software can help to send automated notifications and reminders when any action needs to be taken and the compliance can be much improved with regulatory requirements. The specific areas in which the HR software play significant roles include the right to work checks, GDPR compliance, health and safety training and much more. The HR software also helps to report the pay gaps and other things.

  • Secured access to data:

In the traditional methods of storing data and documents, the HR team needed to spend a lot of time going through the cabinets to find the required one. Also the manually and paper storage in the cabinet might leave the precious data being leaked or led in the wrong hands.

With the use of HR software, the HR managers can store all the data and documents digitally on the cloud and centrally on a single database. This stored data can be accessed easily without spending hours going through it. Also, maximum software providers understand the importance of data security and hence take necessary steps to make sure that the data is secure in the software.

Conclusion 

These were a few of the benefits of using HR software. It is suggested to get software for the business unit as it can help for future growth.

Author Bio:

Aftab Vasiwala is nurturing his future at Techimply as Software Analyst and Writer for HR Software and Payroll Software with good experience in various genres of blog writing in various industries under the several topics. Who loves to write on the latest Software technologies and their impact on businesses?

What Are The Most Common Loan Fees?

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Loans are the most helpful financial tools in the world. There are not many things that people can do without a loan as they allow you to borrow money for essential things of life. Loans can be secured or unsecured depending on the terms of the agreement and what you plan to do with the money when you get it. Just because these financial products are easy to get doesn’t mean lenders don’t have fees attached though, and these fees vary between different types of lenders, products, etc.

Financial freedom is essential and that makes these financial tools so helpful, but sometimes the fees attached to them add up to be more than you expected. However, getting to know these fees can help you to avoid paying too much money.

Loans are one of the only ways we can get financial freedom, but this is all forgotten when we face debt. Banks and lenders charge fees on loan applications, consumers also pay fees for any products that they use to pay off debts such as credit cards and mortgages. You should know what these fees are because it’s possible that you will have to face them when you apply for this financial product. There are fees for recurring payments which can include late payment charges, overdraft charges, etc. There are also fees for prepaying debts such as application fee, processing fee, and annual percentage rate (APR).

In the following article, we will look at the most common loan fees and will try to help you understand them better. 

Types Of Loan Fees

Origination Fee

This is easily one of the most common fees in existence and is probably the easiest to comprehend as well. Origination fee is a cost that lenders charge for processing your loan application. It’s also sometimes referred to as a loan discount and it’s basically an upfront cash payment that’s waived off after closing a deal or added into your final rate. In simple words, it is the amount that will be collected from you when you borrow money. This fee can differ for different products and different types of financial tools, but generally, it costs around 2.75% of the total amount lent by banks and lenders.

Annual Percentage Rates (APRs)

APRs are charged based on your credit. It is the fee that you pay for each $1,000 borrowed. The average APR for most products is around 17%. These rates may vary from lender to lender, as well as by loan type. If you miss payments, the interest that you pay will be multiplied by the number of periods you have missed. Most lenders charge an initial fee and then add an APR to it.

Application Fees 

Application fees are a type of fee that is charged by lenders based on the application. These fees can be charged for different types of financial products and they may vary between $0 and $100 depending on how important it is. These application fees can help you to get approved for a loan much easier, but be sure to ask how much of an application fee you will have to pay before signing up for one.

Prepayment Penalties

For most lenders, prepayment penalties are not offered as they are not worth it. It is not common that you should pay prepayment penalties during your payment term unless you want to give back your interest rate that has been used to calculate your payments. However, some lenders will charge prepayment penalties if you want to close your account before the payment term is finished. But some institutions such as Canadian Cash Solutions do not charge any amount for paying the amount before the deadline. 

Overdraft Fees

Overdrafts are calculated by subtracting your checking account balance from the amount of your available credit line in your checking account. If there is an insufficient amount of money left in your checking account, you could get charged a fee. For example, if you have a $1,000 available credit line but $500 is drawn out of your bank account during this period, there is not enough money to cover that amount but you still need to pay for it. You can sign up for overdraft protection so that lenders don’t charge you any overdraft fees on your debit card if there is not enough money in your account to cover the purchase.

Referral Fees

Lenders may charge a referral fee if you want to borrow money from them. They would pay the fee to the person that referred you into their office. The amount of the referral fee can vary between $5 and $10, but it is important to ask for this before signing up for a loan. Here are a few things that you should keep in mind when it comes to loan fees.  If you apply for a business loan through a lending platform or website, the referral fee could get you approved faster. If you are the one that is referring someone else into a lender’s office, make sure that they will not charge you any fees.

Packaging Fees 

Packaging fees are generally paid by you once you receive your amount. These fees can be paid by taking advantage of the services offered by some lenders. They can help you to get a better option by providing additional benefits. These fees can be used to pay for things like account transfer costs, document preparation costs, or application costs and they are not usually too expensive.

In addition to these fees, there are some other types of charges that you may have to face when trying to get money. If you want to avoid any unnecessary charges, you should try and find out about all the fees before making any decisions. These types of fees can add up if you apply for multiple loans at once, so it is better to apply for only one option by one lender at once.

The loan fee not only depends on the lending institution that you decide to work with. It also depends on various factors such as:
  1. Credit score – It plays an important role and is considered by most lenders while providing different types of financial products. If you have a good or excellent credit score, you’ll be able to get a loan at favorable terms. But if you have a bad credit score, you may be charged higher fees.
  2. Your financial situation – You need to think about your budget before you decide to apply for a loan. If you cannot afford all the expenses at one go, then you are better off choosing a loan that requires lower monthly payments.
  3. Loan terms – Most financial products like loans and mortgages require different types of payments and also vary in terms and duration. The length of the loan can also affect the cost of the fees.
  4. Loan products and features – What are you looking to get? You’ll need to know what you want to apply for. Keep in mind that some lenders will give perks and other features such as lower interest rates if you choose to package your loan with their services.

Importance Of Levying Loan Fees

Loan fees are necessary for both the lender and the borrower. The lender will charge fees so they can make money and the borrower will be charged fees for the usage of the money. No matter how much that you pay, it is to be paid back with a profit. The borrower agrees to pay fees in order to get a lower interest rate, but some lenders are known for making their customers pay more than necessary. So take into consideration fees that you will be charged before making a loan application.

Were Tech Salaries Affected By The Covid-19 Pandemic?

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The coronavirus pandemic has impacted virtually all industries and sectors of economic activity across the globe. The educational sector was hit hard when schools closed and the economy took a dive. On the other hand, tech companies reported higher demand for tech professionals during this time. The demand for full stack development experts and software developers is high and this will still keep salaries competitive. If there is a drop in wages for tech staff, it will not be higher than 10%. This figure still leaves tech salaries higher, on average, than those in other sectors.

Tech Salaries Have Been on the Rise

The average salaries for tech roles have climbed up from the numbers seen last year. DevOps engineering is one position that has seen a massive rise in remuneration around the world. Since last year, the average salary has increased by 13%. Two years ago, this same role led the salary rankings in India, UK, US, and Germany. Around the world, job listing platforms have seen a slight increase in the salary rates for DevOps engineers.

Australia Reports Unrivaled Resilience in the Tech Industry

The Australian Information Industry reports that wages have risen in the tech sector as it appears unfazed by the turbulence Covid-19 presented. The tech industry has shown continued resilience and keeps growing despite the pandemic. The report revealed that 85% of tech companies were able to keep their heads above water and not let go of employees. The salary reduction has also not been substantial and this is a remarkable feat considering the damaging impact of the virus. 

The report also revealed that there was a 1.7% increase in the base salary in the last year. The average base salary for tech was around $121,825. Some other tech jobs that have seen an increase are those in the risk and fraud research, product, and development departments. The tech industry requires greater technology as well as digital skillsets to claim the title of the most lucrative business in the world. This gives tech employees an edge knowing that there is always a place for their skills. Now, many students are considering online coding bootcamps to get themselves acquainted with these important skills.

The Tech Sector is Important for Growth

The pandemic has unsettled working people around the world and disrupted working conditions as well. In countries like Australia, a third of companies have reviewed salaries and reduced budgets. It has experienced the lowest increase in about five years, but the tech sector remains on the rise. This is proof of how vital the sector is for economic growth in the future. In Silicon Valley, some big tech firms announced that they will implement remote work and reduce salaries due to the disruption caused by the virus. In the end, many settled for a 10% reduction and the option to work from home. Just like Australia, this resulted in minimal staff reduction and an increase in the focus of workplace wellbeing. 

The benefits of these initiatives are focused on employee wellbeing. Some companies have offered initiatives like home wellness programs and mental health apps to help staff stay in good shape while working from home. Some staff even received extra leave. The pandemic has motivated various organizations to embed wellbeing in all aspects of the delivery and design of work. Such organizations have found a true balance between employee wellbeing, work output, and mental health.

Data Analytics is Thriving

One other field that has increased in popularity and demand is data science and data analytics. Data related roles represented 16% of the available positions in the second quarter of the year. These professionals have led salary rankings recently and the demand for business intelligence professionals and data analysts is also on the rise.

Conclusion

Digital acceleration as well as the rise of remote work have created a massive demand for tech employees who can develop remote access systems and more. This digital transformation has brought about a demand for techies who are skilled in different branches of tech like cloud computing, back end technologies, and data science. Even though coronavirus impacted many industries, the tech sector managed to stay afloat and tech salaries didn’t take a dive like many other industries. Employees were subjected to a 10% reduction which still put them way above their counterparts in other industries.

CRM Apps for Small Financial Services Companies

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CRM Apps

Small companies providing financial services must build strong relationships with their clients. This is crucial to their long-term success. To achieve this goal, find the best CRM for small financial services firm. The software helps in organizing vital customer information into a useful source. Moreover, it allows the business to monitor and analyze interactions with prospects and existing clientele. Considering the essential function of CRM, look for the platform with features that fit your requirements.

User-Friendly & Affordable

The financial CRM is manageable. Ideally, the cost is also inexpensive and easily customizable. Other valuable elements are the following:

  1. Capacity to track integrations
  2. Schedules and reminders
  3. Analytics
  4. Email marketing
  5. Flawless integration

 DataBox Solutions advises clients to focus on the key aspects of integration, data, reporting, and automation of processes.

Integration

Your choice of the best CRM for a small financial services firm must consider integration with existing systems. It becomes more useful if you can make the software work with other apps.

Emails and Organizing Schedules – Most software can be connected to email clients. This enables tracking and searching messages to and from clients.

Accounting – Through premium software, you can verify details of financial dealings with customers.

Integrations help you save time and eliminate the need to input data twice. Aside from being a money-saver, it provides the company with helpful information in interacting with clients.

Update Data

The CRM platform is good only if the data it holds is updated. In short, your system must contain the latest and most applicable information about clients. Otherwise, the tool is no longer worthwhile. All details must be in your CRM. Refresh contacts including their addresses and contact details as well as results of meetings. Your system must be a repository of valued information and mined in various ways.

Regular Reporting

Maximize the best CRM for small financial services firm. Obtain prompt and relevant reports from your app. Use these reports in enhancing the effectivity of your small financial enterprise. Run the following types of reports in your CRM software:

1.   Pipeline – This report will show you possible sales prospects and how each one progresses.

2.   Issues – It apprises you of cases and problems. You can identify call details that need to be resolved.

3.   Activities – The report contains emails, meetings and other tasks for marketing purposes.

Automation of Repeated Processes

The best CRM for small financial services firm takes the place of manual functions. You can expect automated alerts together with feedback or responses. This will assist you in streamlining business operations. Built-in automation can also be utilized for overdue reminders, signup notifications (brochures or newsletters), Client contact reminders, and follow-up monitoring.

Solutions from DataBox

Databox Solutions, as a provider of customized CRM solutions for small financial business providers, offers potential clients with proven tools and techniques like:

o   Proven dynamics that support business functionality.

o   Professional and tested projects along with resource management.

o   Broad range of applications that include flawless systems integration.

o   Sophisticated documentation processes.

o   Reliable project accounting.

o   Advanced software.

o   Updated and user-friendly interface.

o   Flexibility, mobility, and scalability.

With many years of experience in providing CRM solutions, Databox Solutions is a capable player in the service industry. Our services are based on a precise, detailed, and clear understanding of Customer Relations Management. Our team of specialists will be more than glad to guide you on fresh opportunities arising from the use of state-of-the-art software and application technologies.

The Benefits of Package Wine Deals – Underground Cellar Discusses

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Package Wine Deals

Traditionally, bulk-buying anything usually indicates (or, in the mind of many, appears to indicate) items of low-quality or end-of-line batches of products. For this reason, there are wine connoisseurs who turn their nose up at the idea of package wine deals, believing that it indicates that the wine available is low-quality. This is, however, completely incorrect.

The Benefits of Package Wine Deals – Underground Cellar Discusses 6

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Major buyers and retailers have asserted that this is, instead, the fastest growing section of the wine industry, due to the numerous wide-ranging benefits that such an approach can offer to buyers.

So, what exactly are these benefits, and how can buyers, retailers, restauranteurs, and sommeliers take advantage of them?

Power to the People

Ecommerce wine sellers, Underground Cellar, posit that one of the main benefits of package wine deals – also referred to as bulk buying – is that this rapidly expanding way of marketing wines puts the power back into the hands of the consumer.

Previously, retailers and consumers alike would be offered the opportunity to witness the production of wine at the vineyards of various distributors, with the proviso being that they would be expected to purchase from the brand; bulk wine selling has revealed the inner workings of the wine industry without such commitments and stipulations, allowing major wine buyers to connect with producers and importers without the middle-man.

Essentially, this entails the cocreation of wines that are blended and created with the retailer’s needs and desires in mind, preventing buyers from feeling beholden to particular brands selling their wares.

Transparency and Trust

Whilst you could argue that being invited to the production units of various brands of wine allows the opportunity to peek behind the veil of mystery in the wine world, and thus representing a form of transparency, the rarity of this occasion – and the obligation to buy that accompanies it – belies that assertion.

With bulk buying and package wine deals, the proof is in the proverbial pudding: each stage of the production process and supply chain is explicitly available for buyers and retailers to view for themselves, including the cost of each stage. This prevents buyers from being overcharged for their purchases when procuring wine from certain, well-known brands.

It makes sense, then, that large retailers and buyers are increasingly choosing to stock and create wines that they have complete control over – from blending and bottling at the winery to the shipping and stocking in stores and restaurants.

The Rise of Private Labels

Recent years have witnessed a rise in demand for items that are free of the grasping hands and greed of large corporations, with a much larger proportion of the public instead supporting smaller, independent businesses with clearer ethics and pricing.

With the transparency afforded by package wine deals and bulkbuying for wine retailers and stockists, there has been an absolute boom in the private label sector of the wine industry. Akin to purchasing a made-to-measure item of clothing in essence, private label wine-making consists of the micro-management of the entire production process, where each element of the wine can be hand-picked.

Via private label production – which is becoming increasingly common in many stores – the wants and needs of certain retailers’ and restaurants’ consumers are uniquely catered to, creating a loyal following.

Whatever your prior qualms with the notion of purchasing package-deal wines may be, it’s impossible to argue against the overwhelming benefits that this rapidly growing sector is offering to retailers and consumers, revitalizing traditional business models and drawing back the veil of a secretive industry.