At first, personal budgeting seems like something we do like eating. It just happens as it happens. You may feel like you either have money in your bank or do you don’t and it isn’t much you can do about it. Similar to eating, you can skate by and do a decent job most of the time, but if you plan and prepare meals you will be healthier and save money making them. Budgeting has a similar effect. Taking a personal budgeting course will teach you the skills you need to get where you want to go.
There is a time and a place where budgeting can be put on the backburner and may not always be a front and center aspect of your life. However, the better you get at managing it and making your own budgeting a little more passive throughout each month the better you will perform financially. Even with a steady approach to budgeting your personal finances, there are key reasons why enrolling in a personal budgeting course will help you more than you think.
- Borrow motivation to budget from others: What I mean by that is that when you feel like you should budget it is easy to just go ahead and budget, but when you feel like you don’t want to budget, it is good to have someone on your team ready to motivate you, teach you something new, and ready to answer questions. Borrow the motivation from your personal budgeting course.
- Verify what you know, and hopefully add to it: Often we know we have a great understanding of what budgeting is, and we don’t think we will learn anything from a personal budgeting course. Well, you might be right! That is ok though. Take the time to refresh your knowledge, and gain motivation and direction by having the things you already know re-verified. You may not even agree with everything being taught in the course, but that is also ok. When defining how to budget money we all have varying opinions on what that means. Take the things you learn that are against what you believe and question them. You may find something you like, you may not. Above all else, I do hope you learn something new in the course as you take it.
- Find new resources to add to your budgeting arsenal: Even if you already think you know everything about budgeting or maybe you think you will be confused in the budgeting course, either is a good place to start. The course should provide you with a backup of where you can find resources, ask questions, and expand your ability to research budgeting topics for yourself. You could go and pick up all of the resources pieces by piece on your own scattered around the internet, library, friends, and other sources, but having this pre-compiled for you will be a huge help.
There are many different budget sizes out there and your main concern might be paying for a budgeting course when that is exactly the opposite of why you are taking the course. There are some great affordable course options available out there like Budget With Quincy and it’s all-inclusive course that fits most budgets. You can also pay a lot more for a well-known course like Dave Ramsey’s Financial Peace course. There isn’t an all-knowing course. Paying more or less doesn’t mean that you will budget better or worse. It will all come down to your own personal dedication and how much effort you are willing to give to it.
Any athlete can practice on their own and get really good at the sport they play. However, when you add a coach with insight and an eye for what needs to change in order to iron out some of the imperfections you may have that you don’t or can’t notice in yourself.
I recommend finding a personal budgeting course that meets your own style. Watch a little clip of the instructor, make sure it is a good fit, and then commit to taking the whole course to see if you can pick something up that changes your financial well-being forever.